Flexible Insurance Finance Solutions
Insurance Premium Funding
Spread the cost of your insurance premiums with flexible repayment options, no upfront pressure.
Premium funding is an optional finance solution that allows businesses to pay insurance premiums by instalment, rather than upfront.
What is Premium Funding?
Premium funding is a form of short-term finance that helps businesses manage their insurance premiums by paying them in instalments.
Instead of paying the full premium at once, a specialist finance provider pays the insurer upfront, and you repay the amount over an agreed period — usually 10 x monthly repayments.
Keep Cover Active
Your insurance protection remains in place while you spread payments over time
Fixed Schedule
Preserve cash flow for other business expenses, and spread your insurance costs over 10 or 12 months.
Keep Cover Active
Interest rates are fixed, and interest may be tax deductible for businesses.
What is Premium Funding?
Premium funding is a form of short-term finance that helps businesses manage their insurance premiums by paying them in instalments.
Instead of paying the full premium at once, a specialist finance provider pays the insurer upfront, and you repay the amount over an agreed period — usually 10 x monthly repayments.
Keep Cover Active
Your insurance protection remains in place while you spread payments over time
Fixed Schedule
Preserve cash flow for other business expenses, and spread your insurance costs over 10 or 12 months.
Keep Cover Active
Interest rates are fixed, and interest may be tax deductible for businesses.
Simple Process
How it Works?
01
Choose your insurance cover
Your insurance policy is arranged as usual through your broker
02
Apply for premium Funding
You may choose to apply for premium funding through an independent finance provider
03
Insurer is paid upfront
The finance provider pays the full premium to insurer on your behalf
04
You repay in instalments
Repayments are made over a fixed term, typically monthly
Why consider us
Key Benefits
Premium funding offers several advantages for businesses looking to optimize their cash flow while maintaining comprehensive insurance coverage.
Improves cash flow management
Avoids large upfront payments
Fixed repayment schedule
keeps insurance cover active without disruption
Flexible terms depending on provider and approval
Typical Term
10
Monthly Instalments
Different repayment terms available
Flexible Term
Fixed Schedule
Considering Premium Funding?
If you would like general information about premium funding or wish to explore whether it may suit your business, speak with our team